ARTICLES & papers

Dive into actionable insights on the technologies and policies that are accelerating building upgrades.

Not All AI Is Created Equal, And The Distinction Matters

Tianshu Huang

The phrase “AI-powered” is everywhere now, and in many conversations, it’s used as a catch-all term that describes a wide

Climative and TD Bank Group Explore Novel Approaches to Improve Financed Emissions Reporting in Canada

Tianshu Huang

As financial institutions face increasing regulatory pressures and stakeholder expectations to measure, disclose, and reduce their financed emissions, the need

Driving Climate Action Through Digital Innovation: PEI Home Energy Portal Project With Climative

Ian McLeod

A Government of Prince Edward Island Initiative | September 2025  At a Glance The Client Challenge The Province of Prince

Measurement to Action: Transforming Carbon Reporting with Innovative Proxy Data (Vancity-Climative)

Tianshu Huang

Financial institutions face increased pressure to measure, disclose, and reduce their climate-related risks and financed emissions. Yet, it remains extremely challenging to access reliable data on a large scale. Climative partnered

Climate Aware Lending is a Self-Funding Growth Engine

Ian McLeod

The era of climate change prevention is fading; we’re in adaptation mode. Financial institutions that don’t consider climate resilience in

From Reporting to Impact: A Financed Emissions Case Study with a Top 10 Bank

Tianshu Huang

As regulatory pressures and stakeholder expectations rise, financial institutions need accurate, scalable, cost-effective ways to measure, disclose, and reduce financed

Addressing Energy Poverty and Scaling Energy Efficiency: CleanTech Blueprint for the Future Chapter 3 by Winston Morton

Winston Morton

Winston Morton authored Chapter 3 of the Cleantech Blueprint for the Future, a publication compiled the Coalition for Innovation, an

The Case for Sustainable Finance: Why Energy Efficiency and Resilience Measures Drive Loan Risk Reduction

Winston Morton

Summary Climate-aware home improvements can directly enhance mortgage risk and performance. This article highlights three key advantages of integrating climate

Are We Witnessing a Re-Definition of the ClimateTech Market?

Winston Morton

As we step into a new political and economic landscape in the US, Canada, and across many G20 nations, it’s evident that climate-related policies are becoming prime targets for change.

Home Energy Ratings Paper: 15 Questions Homeowners Are Asking (And How to Answer Them)

Winston Morton

When it comes to assigning ratings to houses, homeowners are understandably skeptical and have many questions. We’ve written previously about

How Better Data Will Achieve Net Zero: Home Energy Ratings As a Launchpad

Winston Morton

Home energy rating, building labeling, and carbon scoring: these are different names for assigning a number to a building’s energy

Data Enablement for the Low Carbon Economy: Unlocking Industry-Driven Home Energy Retrofits

Winston Morton

With net-zero deadlines looming, we don’t have time for one-size-fits-all policies and solutions. It’s critical that we put tools in

Automated Carbon Model (ACM™) for Homes: What Is It?

Tianshu Huang

Note: The Automated Carbon Model (ACM) is now the Automated Climate Model (ACM). We’ve updated our branding to better reflect

7 Takeaways from Remote Home Energy Assessments Pilot: High Satisfaction, Engagement, and Accuracy

Winston Morton

Climative partnered with EfficiencyOne and the Nova Scotia Department of Municipal Affairs and Housing on a remote home energy assessments

3 Strategies for Municipalities to Drive Citizen-Led Home Decarbonization

Jenny Keleher

Achieving the net-zero buildings target by 2050 will require retrofits to 6 million North American homes annually. For municipalities, this

Virtual Home Energy Assessments: Scaling Net-Zero Retrofits Whitepaper

Winston Morton

Climative has published a whitepaper outlining an AI-powered approach to virtual home energy assessments to accelerate net-zero retrofits.

AI Home Energy Assessments Will Get Us to Net-Zero. Here’s How.

Winston Morton

AI tools will play a pivotal role in achieving net-zero buildings by 2050. Buildings are a significant contributor to carbon

Virtual Home Energy Reports and Building Labels: Differences and Examples

Winston Morton

What information is included in a virtual home energy report? With building labeling legislation rolling out across Canada and the

What is a Virtual Home Energy Assessment? 3 Different Types

Winston Morton

Homeowners are used to getting emails and letters about new opportunities to improve their homes. Lately, many homeowners are hearing

Unlocking Climate Action: Driving 120 Million Conversations about Net Zero Buildings

Winston Morton

Unlocking climate action is possible if we engage citizens in 120 million climate conversations. Creating and delivering a low-carbon plan for every building is the digital transformation to make it happen.

Climative is building a climate-positive world through innovative, collaborative, and data-driven solutions.